Konzenzo. Where experts align.
Make better business decisions with AI expert panels.
Konzenzo helps small and mid-sized businesses analyze complex decisions using multiple AI agents, structured expert reasoning and Konzenzo-method consensus — so you stop guessing and start aligning.
How can we reduce VAT impact in our bakery?
CFO
Confidence 86%
Tax Advisor
Confidence 92%
The problem
SMEs make critical decisions without expert panels.
Most small and mid-sized businesses face complex decisions — taxes, pricing, vendors, hiring — with incomplete information, no time, and no access to specialized experts. Big consulting firms are out of reach. Generic AI chat is not enough.
76%
of SMEs report regretting major decisions made without expert input.
$120K+
average annual cost of dedicated boutique consulting.
1 voice
is what generic AI gives you. Real decisions need many.
Weeks
lost gathering input from disconnected advisors.
The Konzenzo way
A panel of AI experts that actually argue, refine and align.
Multi-agent panels
Pick CFO, Tax, Legal, Ops, Pricing, Compliance and more.
Konzenzo rounds
Independent views first, then refinement, then consensus.
Transparent reasoning
See agreement, disagreement, risks and assumptions.
Action-ready reports
Executive summary, action plan, exportable PDF.
How it works
Five steps from question to confident decision.
Describe your business challenge
Title, context, jurisdiction, urgency, desired outcome.
Select expert AI agents
Use a recommended panel or hand-pick your experts.
Run a Konzenzo-style session
Independent views → cross-expert refinement → final round.
Compare expert perspectives
Areas of agreement, disagreement, confidence and risks.
Receive a consolidated decision report
Executive summary, action plan, open questions, PDF export.
Use cases
Built for the decisions SMEs actually face.
From tax planning at a bakery to S/4HANA OTC reviews at a manufacturer, Konzenzo handles the full spectrum.
Expert agents
A senior panel, on demand.
Each agent has a defined persona, scope and analysis style. Mix and match to fit your decision.
CFO Agent
Financial strategy & cash flow
When to use: Capital allocation, working capital, pricing impact, financial trade-offs.
Analysis: Financial modeling, ROI, P&L impact, cash flow projections.
Tax Advisor Agent
Tax optimization & VAT
When to use: VAT, corporate tax, deductions, jurisdiction-specific tax planning.
Analysis: Tax-efficient structures, regulatory limits, optimization opportunities.
Legal Advisor Agent
Corporate & commercial law
When to use: Contracts, compliance, liabilities, corporate structuring.
Analysis: Legal risk assessment, contractual recommendations, regulatory exposure.
Operations Expert Agent
Process & operational efficiency
When to use: Workflow improvement, throughput, operational bottlenecks, lean.
Analysis: Process mapping, efficiency gains, capacity planning.
Sales Strategy Agent
Go-to-market & revenue growth
When to use: Sales motion, channels, conversion, customer acquisition.
Analysis: GTM strategy, funnel analysis, channel economics.
Pricing Expert Agent
Pricing strategy
When to use: Price setting, packaging, discount policy, value-based pricing.
Analysis: Price elasticity, willingness-to-pay, competitive benchmarking.
SAP Process Expert Agent
SAP S/4HANA & ERP processes
When to use: OTC, P2P, R2R process design, SAP transformation.
Analysis: Process gap analysis, SAP module fit, transformation roadmap.
Data Analyst Agent
Business analytics & data-driven insight
When to use: KPI design, data interpretation, decisions requiring analytics.
Analysis: Hypotheses, metrics that matter, data gaps.
Procurement Expert Agent
Sourcing & vendor management
When to use: Vendor selection, sourcing strategy, contract negotiation.
Analysis: Total cost of ownership, vendor risk, negotiation leverage.
Compliance Expert Agent
Regulatory & risk compliance
When to use: GDPR, AML, industry compliance, internal controls.
Analysis: Compliance gap analysis, regulatory exposure, remediation.
The Konzenzo method
Many experts. Structured rounds. One aligned decision.
Instead of relying on one opinion, Konzenzo gathers structured perspectives from multiple expert agents, compares their reasoning, identifies consensus and disagreement, and helps you make a better-informed decision.
Round 1
Independent views
Each agent analyzes the challenge in isolation, surfacing assumptions, risks and a first recommendation.
Round 2
Cross-expert refinement
Agents read peers' opinions, react to disagreements and refine their own reasoning.
Round 3
Consensus & decision
A final decisive round produces consolidated recommendations, risks and an action plan.
Expert Marketplace
Buy specialized agent packs by industry, hire human-certified expert reviews, and combine AI panels with consultants you trust.
- Industry-specific AI agents and packs
- Human expert review on regulated topics
- Publish needs, receive analysis proposals
Bakery Tax Optimization Pack
PACK · COMING SOON
SME CFO Review Pack
PACK · COMING SOON
SAP S/4HANA OTC Review
PACK · COMING SOON
Working Capital Diagnostic
PACK · COMING SOON
Vendor Transition Assessment
PACK · COMING SOON
Pricing Strategy Review
PACK · COMING SOON
Trust & security
Built for confidential business decisions.
Confidential by default
Sessions are scoped to your account; data never trains shared models.
Clear audit trail
Every agent reasoning step is recorded and reviewable.
Decision logic transparency
See assumptions, confidence and disagreement explicitly.
No generic answers
Each agent has a defined scope, persona and analysis method.
Risk-aware
Compliance and Critic agents flag what to validate locally.
Optional human review
Coming soon: certified human experts can review reports.
Pricing
Plans that scale with your decisions.
Subscription credits + optional credit packs. Pay only for the analyses you run.
Free
Try Konzenzo with 100 credits.
€0/mo
- 1 user
- 100 credits / month
- Basic agents only
- Watermarked report
Starter
For solo founders & freelancers.
€39/mo
- 2 users
- 150 credits / month
- Up to 5 agents
- PDF export
Professional
For consultants & small teams.
€129/mo
- 5 users
- 500 credits / month
- All 10 agents + premium
- Marketplace + consultants
Business
For growing SMEs.
€399/mo
- 15 users
- 2,000 credits / month
- Full agent library
- Admin controls
Enterprise
Custom credits, SSO, audit logs, SLAs.
Custom
- Custom users & credits
- SSO + RBAC
- Audit logs
- Dedicated success
Credit packs
Need a top-up? Pay-as-you-go.
Buy extra credits anytime. Valid for 12 months. Used only after your monthly credits.
100 credits
€15
€0.15/cr — light extra
500 credits
€65
€0.13/cr — regular
1,000 credits
€120
€0.12/cr — teams
5,000 credits
€500
€0.10/cr — heavy users
FAQ
How credits work.
What is a credit?
A credit is the internal unit Konzenzo uses to measure feature usage. A basic 1-agent session = 10 credits, a 2-3 agent session = 25 credits, an advanced multi-agent session = 50 credits, plus 20 credits per executive report.
Do unused credits roll over?
Monthly plan credits reset every billing cycle. Purchased credit packs are valid for 12 months and only consumed after monthly credits run out.
What happens if a session fails?
Failed Konzenzo sessions automatically refund your credits to the workspace wallet — no payment for broken outputs.
Are credits per user or per workspace?
Per workspace. Everyone in your team draws from the same credit pool, with optional per-user spending limits coming in the Business plan.
Is VAT included?
Prices are net of VAT. EU customers see the applicable VAT calculated at checkout via Stripe Tax.
Konzenzo provides AI-assisted analysis to support — not replace — qualified human review for tax, legal, and financial matters. Final decisions remain the sole responsibility of the user or organization.
Ready to decide?
Create your first expert decision panel.
Sign in with Google or email. Run your first Konzenzo session in minutes.